There are so very many people out there who need to pay close attention to this!
You don't NEED a giant SUV...a $1500 car will get you from A to B
You don't NEED a XBOX 360...go play outside!
You don't NEED a $250,000 house...the $85,000 will work just as well.
You don't NEED a Blackberry...the house phone works too.
I think you guys get the point.
You don't NEED to be $300,000 in debt...you can try just getting what is needed and you probably won't have any debt.
Champagne tastes on a beer budget gets you in trouble every time....Fuck the Jones's...they can have their debt...I like being debt free.